{"id":196141,"date":"2023-11-22T05:39:08","date_gmt":"2023-11-22T05:39:08","guid":{"rendered":"https:\/\/tokenstalk.info\/?p=196141"},"modified":"2023-11-22T05:39:08","modified_gmt":"2023-11-22T05:39:08","slug":"markets-may-experience-turbulence","status":"publish","type":"post","link":"https:\/\/tokenstalk.info\/business\/markets-may-experience-turbulence\/","title":{"rendered":"‘Markets may experience turbulence’"},"content":{"rendered":"
‘…similar to the 2008 global financial crisis, the 2012 taper tantrum, or the 2018 midcap crash.’ <\/p>\n “Private equity and venture capital firm-backed players pursue aggressive tactics to acquire clients without paying much heed to the bottom line,” Jimeet Modi<\/strong>, founder and CEO of the SAMCO Group, tells Sundar Sethuraman<\/strong>\/Business Standard<\/em>.<\/p>\n There is a change in the pecking order in the broking industry. What are your thoughts?<\/strong><\/p>\n There are multiple metrics to define who holds the top position in the broking industry.<\/p>\n The only publicly available information is that of active clients, but this is just one metric.<\/p>\n Some brokerages have only a third of the clients of the new top player, yet in terms of revenues, they are five times larger.<\/p>\n We also have to consider the average revenue per user.<\/p>\n At SAMCO, we don’t believe in chasing customers or growth for the sake of it; it must be profitable growth.<\/p>\n PE\/VC-backed players pursue aggressive client acquisitions, but that number makes no difference for players who are more profit-oriented.<\/p>\n What is SAMCO’s unique selling proposition, given how competitive the broking industry is?<\/strong><\/p>\n We are not a plain-vanilla execution platform. We provide trading services as well as a recommendation and analytics platform.<\/p>\n We target investors who are already in the market and looking to improve their performance.<\/p>\n Many new investors come from small towns with the aspiration of getting rich quickly through derivatives trading, but we don’t chase that category.<\/p>\n Instead, we help customers become more self-aware by showing them their trading patterns and blind spots.<\/p>\n The idea is to assist customers in making the best use of the funds they can deploy.<\/p>\n What are the new emerging trends in the industry?<\/strong><\/p>\n Between 2000 and 2010, online trading was introduced, but people were paying ad valorem<\/em> fees. Research was bundled as part of brokerage services and offered to customers.<\/p>\n From 2012-2014 onwards, discount broking started to gain prominence, focusing solely on the platform.<\/p>\n I believe the next eight to 10 years will be characterised by platform-plus services.<\/p>\n Merely offering a platform may no longer meet customer needs; value-added offerings in terms of analytics, advanced recommendations, and automated trading are necessary.<\/p>\n Digital onboarding was a game changer for the broking industry. What could be the next development to further boost the industry?<\/strong><\/p>\n The account aggregator framework will give a significant boost to the industry.<\/p>\n Account aggregators offer a range of assets across multiple brokers, allowing customers to have a holistic view of their assets and manage their finances more effectively.<\/p>\n Brokers will leverage data from aggregator platforms to enhance the customer experience.<\/p>\n <\/p>\n The past few years have been financially favourable for the broking industry. What is your outlook for the future?<\/strong><\/p>\n The broking industry is supercyclical in nature. In recent years, especially since the pandemic, markets have seen a generally upward trajectory with occasional corrections. Brokerages are likely to perform well in such a scenario.<\/p>\n However, at some point, the markets may experience a turbulent phase similar to the 2008 global financial crisis, the 2012 taper tantrum, or the 2018 midcap crash.<\/p>\n This could lead to a substantial decline in activity and revenues for the broking industry.<\/p>\n When this will happen is uncertain, but as brokers, we must be prepared for such a downturn.<\/p>\n Will a few large players dominate the industry in the future?<\/strong><\/p>\n By and large, only a few hundred brokers will remain.<\/p>\n Survival will likely be limited to brokers with more than 50,000 customers, as they can afford the deep investment in technology for customer experience and regulatory compliance.<\/p>\n Smaller brokers face the challenge of being too small to meet compliance costs.<\/p>\n What new regulatory changes could impact the industry?<\/strong><\/p>\n All recent regulations have contributed to a healthier market.<\/p>\n Regulations on upstreaming and downstreaming implemented by SEBI (Securities and Exchange Board of India<\/em>) since September have prevented events similar to the Karvy case.<\/p>\n Similarly, regulations on margins have reduced leverage in the system, preventing many brokers from going bust.<\/p>\n The reduction of the settlement cycle is the next significant regulatory change that will impact the industry.<\/p>\n We are content with the T+1 cycle but have concerns about how an instant or hourly settlement would work.<\/p>\n Questions arise regarding how short sellers will be accommodated and how day traders will be affected.<\/p>\n They bring a lot of liquidity by buying or selling before the market closes.<\/p>\n We hope that the new regulations will not negatively impact liquidity and will address these concerns. We look forward to the consultation paper on this.<\/p>\n Feature Presentation: Rajesh Alva\/Rediff.com<\/em><\/strong><\/p>\n
‘This could lead to a substantial decline in activity and revenues for the broking industry.’
‘When this will happen is uncertain, but as brokers, we must be prepared for such a downturn.’<\/strong><\/p>\n